All in interview

This week’s topic is blended families, which is to say families where at least one partner has children from a previous relationship. Our guest is financial adviser and coach Catherine Thomas-Humphreys who specialises in helping parents and families create new, confident, positive money relationships that work for them, to support what they want to really enjoy in life so they can focus on what really matters most to them.

Interview with money coach, financial planner and author, Catherine Morgan from The Money Panel about her own money journey, why women often need specialist money coaching and her new book “It’s not about the money: 3 steps to become a wealthy woman” which takes a trauma-informed approach to understanding money behaviours, building wealth and financial resilience.

Dr Jane Major returns to discuss the psychology behind giving and receiving expensive gifts and grand gestures. How much is generosity, how much is people-pleasing or covering for low self-esteem and how much is a manipulative urge to put another person in your debt or buy a pass for bad behaviour past or future? What about receiving gifts? How do we communicate our preferences or concerns and how can we learn to accept a genuine gift that may feel like “too much”?

Interview with author and broadcaster Iona Bain about the increase in stock market and other types of investing amongst young people. Includes discussion of online investing cultures, finfluencers, apps and social media, memestocks like GameStop, and how young people can invest in ways that reduce risk and are likely to bring long term rewards. We also discussed Iona’s new book Own It! and there are details of a giveaway where UK listeners can win a copy of the book.

Interview with author Aliya Ali-Afzal, whose debut novel “Would I Lie to You?” came out in July 2021. It is the story of Faiza, a stay at home mother, who has accidentally spent all of her family’s emergency fund and now desperately needs to get it back before her newly unemployed husband finds out.

We had a fascinating discussion on money, power and motherhood, and the role of finances in family dynamics.

By the age of 55, financial coach Cathy Boddy had enough money invested to make work optional, over a decade ahead of state pension age when most people think about being able to stop working. Her journey to financial independence didn’t involve hustling 24/7/365, denying herself all pleasures, inherited wealth, a string of rental properties, or speculative trading in high risk shares and cryptocurrencies.

Cathy myth-busts some of the common misconceptions about what it takes to be a successful investor who builds long term wealth.

Otegha Uwagba is the author of the Sunday Times bestselling career guide Little Black Book: A Toolkit For Working Women (2017), and the short essay Whites: On Race and Other Falsehoods (2020) which was selected as one of the Guardian’s Books of The Year.

Martha interviewed Otegha about her memoir We Need To Talk About Money, which was published July 2021.

Otegha has a podcast called In Good Company and a weekly newsletter called The Roundup.

Nick Elston is an inspirational speaker, speaking coach, mentor and creator of unique mental health engagement strategies. His work is founded in his lived experience of mental health challenges and he talks candidly about the effect they’ve had on his life and how he has used these experiences to forge a new career helping others.

We discussed simple practical tips and techniques to help listeners who feel anxious when dealing with their finances.

Dr Grace Lordan is the Founding Director of The Inclusion Initiative (TII), Director of the MSc in Behavioural Science and an Associate Professor in Behavioural Science at the London School of Economics and Political Science.

Her research is focused on understanding why some individuals succeed in life and others don't. She is an expert on the effects of bias, discrimination and technology changes.

We talked about her new book “Think Big: Take Small Steps and Build the Future You Want” (published March 2021), which is a guide to choosing and succeeding at a career you will find fulfilling and a good match with your skills and preferences.

This week’s guest is the kind, wise (and hilarious) Patrick Hill from Thinking Beyond Now. He coaches people to live fully in and through the harder times of life like divorce, bereavement, health crises and redundancy.

With so many households having lost at least one person’s income during the pandemic, advice on coping emotionally with the experience of job-loss is much needed. What’s more, since unhealthy coping mechanisms are often expensive both short and long term, this advice can help with your financial situation too.

In the UK, banks and essential services must offer support to their vulnerable customers, but who even counts as vulnerable? And what support should they expect? Bristol University researcher, Chris Fitch, explains.

We also discuss how people react to the word 'vulnerable' and what that means when you're trying to influence a sector like financial services to do right by everyone, not just the fashionable 'deserving' causes.